Get personal loans in India from Rs 5,000 to Rs 5 lakh by PaySense Loan App
PaySense is one of India's top-ranking best instant personal loan apps, with over 10 million happy customers available in 500+ cities.
With FlexiEMI options, zero collateral, & affordable interest rates, PaySense instant personal loan app offers personal loans from ₹5,000 to ₹5,00,000 with an Annual Percentage Rate (APR) between 16% to 36% on a reducing balance basis.
Why Choose PaySense Online Loan App for Personal Loans?
Simple application process - takes 2 minutes to sign-up on the instant cash loan app!
Low & Affordable interest rates - Instant Loans are available for even those with low credit scores.
Easy, manageable, & affordable EMIs - Choose a repayment option for your quick loan.
Full Transparency-Complete transparency with no hidden costs.
Easy & Convenient access 24/7 - Apply anytime & anywhere.
Zero Collaterals & Paperless - Submit the required documents on the instant loan app & no office visits are required.
Quick loan disbursement upon approval - Loans get approved within minutes on our instant loan app.
The PaySense personal loan app is a platform that facilitates money lending by duly registered NBFCs/banks to users. The details of all registered NBFC/bank partners are mentioned below:
PayU Finance India Private Limited("PayU Finance")
https://www.payufin.in/
Kisetsu Saison Finance India Private Limited
https://creditsaison.in/Co-origination-Financing/
SMFG India Credit Company Limited (Formerly Fullerton India Credit Company Limited)
https://assets.smfgindiacredit.com/sites/default/files/List_of_LSP_and_DLA_January_2023.pdf
IDFC FIRST BANK LIMITED
https://www.idfcfirstbank.com/content/dam/idfcfirstbank/footer/adlp.pdf
Types of Loans Offered on The Instant Loan App
Personal Loan for Marriage / Weddings
New/Used Vehicle Loans (4- & 2-Wheeler Loan)
Consumer Durable Loans
Travel Loans
Student & Education Loans
Medical Emergency Instant Loans
Instant Cash Loan
Representative example
Personal Loan Amount: ₹1,00,000
Tenure: 24 months
APR: 24%
Equivalent Monthly Interest Rate: 3%
Processing Fee: ₹3,000*
Interest: ₹26,891
EMI: ₹5,391
Total repayment amount: ₹1,32,297
Calculate your personal loan EMI with our personal loan EMI calculator on the online loan app.The EMI calculator provides the freedom to decide your own personal loan term & EMI amount.
Personal Loan Eligibility
You must be a resident of India
You must be 21-60 years of age
You must be based in any one of the 500+ cities we serve across India
Pre-Payment & Late Payment Charges
The personal loan tenure is anything between 3 & 60 months. EMI & interests are then calculated on the basis of tenure.
Pre-payment of the instant loan is allowed after 6 EMI payments. The foreclosure charge is 4% +18% GST on the remaining principal amount.
The Late Payment Charges are ₹500 +18% GST (₹590) upon failure to pay the EMI on the fixed date.
Steps to Apply for an Instant Personal Loan
Install the PaySense instant personal loan app
Register & check your instant personal loan eligibility
Provide KYC documentation like ID proof (Aadhar/PAN/Voter ID), address proof (Aadhar/Utility bills/Rental Agreement), income proof (bank statement), & a photograph
Sign the loan application & get speedy approvals on our instant loan app
Once approved, the personal cash loan amount will be credited to your account
Security & Privacy Policy
We at PaySense take our customer’s privacy very seriously. We ensure absolute safety via standard security and privacy standards to protect its database. Our online instant personal loan app is safe and secure & we do not share customer information with third parties without consent.
Contact us
E-mail: support@gopaysense.com
Tag us on Twitter: @gopaysense
Office Address: Jaivilla Dev Shakti, 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, 400054
Financial Help India