Instant Loan App | Quick Credit Line | Get Personal Loans & Pay Later in EMI
Introducing Zype, a personal loan app to fulfill your loan requirements quickly and without any hassles. Get instant loans anytime, with fast approval and minimal documentation. With an instant credit line up to Rs5,00,000, you can take multiple loans and pay interest only on the utilized amount.
Zype instant loan app follows RBIs fair practice code required for loans, making it a 100% safe personal loan experience. Trusted by over 900k+ registered users, Zype provides a seamless experience and the best option for an instant personal loan.
Why choose Zype?
- Instant loan approval within minutes
- No document upload or paperwork required
- Get credit line up to Rs 5,00,000
- Interest rates starts at only 1.5% per month
- Pay later with flexible EMI
- Dedicated customer support at your fingertips
- Keep a track of your credit score & credit history for free
- Trusted loan app by 950k+ registered users
Zype online loan features
- Instant cash loan that ranges from Rs 1,000 to Rs 5,00,000
- Repayment tenure for personal loans- 3, 6, 9 & 12 months
- Interest rates on instant loan- starting from 18% - 39% per annum
- Processing fee on your instant personal loan- 2% to 6%
Sample calculation of a personal loan from Zype:
Loan Amount: ₹50,000
Tenure: 12 months
Rate of Interest: 24% p.a.
Processing Fee: ₹1,250 (2.5%)
GST on Processing Fee: ₹225
Total Interest: ₹6,736
EMI: ₹4,728
Amount Disbursed: ₹48,525 (PF + GST deducted upfront during the personal loans disbursal)
Total Repayment Amount (Loan amount + Interest): ₹56,736
*Note – All the above numbers are for representation only. The final interest rate or processing fee on your quick loans may vary depending on the profile assessment
Benefits of Zype loan app
- Get Quick Loans: Complete three easy steps to activate your personal loans & avail a quick loan within minutes
- Go Paperless: All you need to apply for instant credit is your Aadhar Card number, Mobile Number, PAN number & employment details. All within the app, with no physical documents
- Complete Transparency: Be assured of no hidden charges & get full disclosure of your instant loan terms
- Smart Money Insights: Manage your finances with the Zype personal loan app Spend Analyzer where you can set monthly budget, track expenses, check credit score, & do much more
- Utility Bill Payments: Make online bill payments like gas, electricity, water, cylinder booking, mobile bills, FASTag, DTH, etc. & get guaranteed cashback on every bill payment with Zype loan app
- Refer Zype loan app to your friends & you both earn flat ₹250 on their first loan
Steps to activate Zype credit line
1. Install the Zype loan app
2. Add your details in the personal loan app - mobile number, name, PAN & employment details
3. Your instant credit line details will be generated on Zype online loan app
4. To start getting an instant loan, unlock your credit line by completing the KYC process with Aadhaar verification & selfie
5. Select the personal loan amount required & choose an EMI plan
6. Transfer the selected loan amount from your credit line to your bank account & pay later in flexible EMI
Lending partners of Zype personal loan app
Respo Financial Capital Pvt Ltd
https://respo.co.in/our-partners/
RPN Fintralease and Securities Pvt Ltd
https://rpnfin.com/index.php/our-partners/
You can access instant personal loans from the Zype loan app if you
- Are a salaried professional
- Have a minimum monthly salary of Rs 15,000
- Have a valid Aadhar Card
- Have a valid Pan Card
Reach out to us
Want to know more about our personal loan services? Connect with us at our mail id support@getzype.com or call us at our toll-free number 1800 121 7710
Financial Help India