Now receive Personal Loan in minutes from Instant Loan App designed for Bharat.
The SmartCoin app provides instant personal loans to the salaried and self-employed for cash needs that can’t wait. Apply for a personal loan through a completely digital and secure process, pass the eligibility terms and conditions, and the money is credited to your account within minutes. Explore the app for credit and savings options tailored for India.
Instant loans up to Rs 1 lakh
RBI registered lenders
100% digital process
Minimal paperwork
Tenure: Minimum period for repayment- 2 months, Maximum period for
repayment- 12 months
APR range – 30 to 90%
No pre-closure charges
Collateral free loans
Available across India
Easy repayment options
Direct fund transfer to account in minutes
Available in 7 languages (English, Hindi, etc)
Recognized as The Economic Times – Best BFSI Brands 2023
Loan purposes
Instant loans for medical emergencies
Personal expenses/pocket money
Personal loans to cover education
Instant online loan to meet household expenses
Digital loans to address business expenses
Loans to cover bills and rent
Online loans to fund home renovation
Loans for payment of EMIs
Personal shopping loans
Eligibility
Self-employed
Salaried
New to credit
Between 21-45 years of age
Monthly income above Rs. 20,000
Documents Required
-Address Proof and ID Proof (including PAN and Aadhaar)
-Bank statements (Optional)
Here’s an example of how loans from SmartCoin work:
• Loan Amount: ₹45,000
• Tenure: 6 months
• Rate of Interest: 30% per annum
• Processing fee: ₹1,593(3.54%)
• Total interest: ₹4,002
• EMI: ₹8,167
• Annual Percentage Rate(APR): 42.94%
• Amount Disbursed: ₹43407
• Total amount to be paid: ₹8,167 x 6 = ₹49,002
• Total cost of loan: ₹4,002 + ₹1,593 = ₹5,595
Our Lending Partners
-Upmove Capital Private Limited
-Vivriti Capital Private Limited
-Northern Arc Capital Limited
-Incred Financial Services Limited
-PayU Finance India Private Limited
-Poonawalla Fincorp
Steps to get a loan
Install SmartCoin Personal Loan App
Register, add key personal details, and verify OTP
Apply for an instant online loan after selecting your desired amount and tenure
Upload documents to complete e-KYC
Sign loan agreement following loan processing and approval
Get an instant loan in your account within MINUTES
About SmartCoin
SmartCoin Financials Pvt. Ltd. was established in 2015 as an app-based consumer lending platform. SmartCoin partners with RBI-registered NBFCs to offer instant personal loans to self-employed and salaried individuals who comprise the emerging and underbanked middle and lower-income segments in India. We are among the most trusted instant personal loan apps in India. The company works with a vision to address the concerns of the vast underbanked in India and has since evolved from a micro-lending to a financial wellness platform providing versatile offerings, beyond online loans and including gold savings, and insurance, among others. We serve customers using a digital, paperless, automated, and quick-disbursal process. What differentiates us is our real-time credit decisioning,
which enables borrowers to receive the money within minutes.
Queries & contact
Phone: +91-9148 380504
Mail: help@smartcoin.co.in
Financial Help India