The Revolutionary Banking App! Savings, FDs, Investments, Credit Line & Rewards.
Introducing INDIE by IndusInd Bank - a revolutionary banking app that GETS IT DONE!
Whether it’s seamless payments or simplified money management, INDIE helps you to get it done. INDIE offers one of the highest FD interest rates in India with a sweep-out option.
You can invest in your favourite stocks, IPO, F&O and ETFs through a single platform with real-time tracking.
INDIE comes with a one-of-a-kind Make Your Own Loyalty Program for rewards where you can choose the brands you love and earn accelerated rewards every time you shop on them.
If you are looking for quick funds, INDIE offers you a flexible Credit Line of up to ₹5 lakhs with convenient repayment options between 3 to 36 months.
Annual Percentage Rate (APR) – Line of Credit
We offer rates of interest ranging from 11.99% - 28%, the rates may vary on a case-to-case basis. All loans are paid electronically through Equated Monthly Instalments (EMIs). A processing fee of 2% is charged in most cases and there are no hidden costs.
Example-
Loan Amount: ₹10,000
Loan Tenure: 3 months
Rate of Interest: 13% p.a.
Processing Fee: ₹200
Total Interest: ₹228
Loan EMI: ₹3406
APR: 27.69%
Amount Disbursed: ₹10,000
Total Loan Repayment Amount: ₹10,228
Why INDIE?
Zero-balance savings account.
Get access to instant personal loans via INDIE’s Line of Credit up to Rs. 5 lacs and repay in flexible EMIs from 3 to 36 months.
Avail the industry-leading Savings and FD interest rates.
Seamlessly make transactions to any bank account or UPI ID using INDIE UPI.
Choose 3 brands you love and start earning up to 3% INDIE Gems on your purchases. Redeem your gems into cashback whenever you want. 1 INDIE Gem = ₹1
Enjoy 0 Forex markup on international spends (for customers in top loyalty tier)
Track your expenses, set budget goals, and receive smart nudges on Moneymate.
Say goodbye to hidden charges and confusing banking fees.
Seamlessly manage your investments and enjoy one of the lowest brokerage fees in the market with our partner Paytm Money.
Simplify bill payments and setup Autopay while earning exciting rewards and discounts.
Stay protected with INDIE's numberless debit card that eliminates the risk of information leakage.
Get quick solutions for any INDIE related queries or concerns.
How to get started?
Getting started with INDIE is incredibly simple. All that's required is your smartphone, and you're good to go!
1. Install the INDIE mobile application on your device.
2. After the app is successfully installed, kickstart the process by providing your mobile number and OTP authentication.
3. Once your mobile number is authenticated, you can proceed to set up your MPIN, ensuring added security.
4. Upon completing the MPIN setup, it's time to verify your Aadhaar and PAN details, which is the next step in the process.
5. Following the PAN validation, proceed by entering your personal details, and presto! Your INDIE account is ready to be used, and you're good to go!
Get in touch with us:
Write to us at indie@indusind.com or call us on 1860 267 2626. Timings:
Service Desk: 8 am to 8 pm – All 7 Days.
Video KYC Desk: 9 am to 8 pm – All 7 Days.
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