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Finance Category

i2iFunding

i2iFunding

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Get Online Personal Loans at Attractive Interest Rates Through P2P Lending

i2iFunding (RNVP Technology Pvt Ltd.) is a Reserve Bank of India (RBI) registered Non-Banking Financial Company - Peer to Peer Lending Platform (NBFC-P2P). NBFC-P2P Certificate of Registration (CoR) No. : N-12.00468

Peer to Peer Lending, a new and better way of taking personal loans in India. 

Download i2iFunding Borrower’s App to apply for an unsecured personal loan (P2P Loan) at affordable interest rates

Features of Personal Loan from i2iFunding

Loan amount from Rs. 1,000 to Rs. 5,00,000 

Loan tenure from 3 months to 12 months, Choose your own EMI tenure 

Interest Rates starting from 12% per year up to 36% per year

Processing Fee - 2% to 10% of Loan Amount

No collateral or security

Repay loan anytime during the loan tenure without paying prepayment penalties

Representative Example: 

For a loan amount of ₹ 1,00,000 payable in 1 year, with an interest rate (APR) of 20% per annum, a borrower will pay the following amount: 

Interest = ₹ 11,156

Processing fee (5%) = ₹5,900 (including 18% GST on processing fee, which is ₹ 900)

EMI = ₹9,263 for 12 months

The total amount payable would be Principal (1,00,000) + Interest (₹ 11,156) + Processing Fee (₹ 5,900) = ₹ 1,17,056

 

Listed in Top 30 Emerging Fintech Startups in India by IAMAI in collaboration with Inc42. 

 

About i2iFunding 

Founded in October 2015, i2iFunding is an innovative Fintech start-up and one of the pioneers of Peer to Peer Lending in India. Since inception, we have grown at a very fast pace and has gradually emerged as one of the safest, most trusted and innovative Peer to Peer (P2P) lending platforms in India. We have an office in Noida. 

 

Why take the personal loan from i2iFunding? 

Completely online and hassle-free application process

Customized personal loans at interest rates appropriate to a borrower’s credit profile

Loan available for people with low CIBIL or No CIBIL history

Get collateral-free personal loans online without any physical visit

Pre-Pay loan as and when you want to without any penalty

 

How does i2iFunding work?

Fill up the online application form in minutes

Upload scanned copies of mandatory documents

Approval of the loan application by the credit team

Physical verification and documentation

Disbursal of loan amount directly to a bank account

Required Documents:

Aadhar number

PAN Card

Permanent Address Proof ( Electricity Bill / Gas Bill / Water Tax Receipt / House Registry Papers)

Current Address proof (If Different From Permanent Address: Passport / Voter ID / Aadhaar Card / Driving License / Post-Paid Mobile Bill/ Land-Line Bill/ Broadband Bill)

Last 12 months bank account statement 

Additional Documents for Salaried Employees

Last 3 months salary slips

Employment Proof (Company ID Card / Appointment Letter)

Additional Documents for Self Employed Borrowers

 

Last 3 years' Income Tax Returns

Business Establishment Proof (Business / Shop Registration Documents / GST Certificate)

 

A personal loan from i2iFunding can be used for any of the following purposes: 

Debt consolidation

Credit card outstanding payment

Medical emergency

House renovation

Marriage 

Travel

Education 

Security & Protection of Privacy

i2iFunding complies with very strict IT and cybersecurity guidelines prescribed by the Reserve Bank of India (RBI) for NBFCs. We have implemented the highest standards of IT infrastructure security protocols which have been tested and certified by CISA certified auditors. 

 

Features available in App:

Borrowers sign-up and submission of the loan application 

Submission of mandatory documents

Profile verification, loan evaluation and approval by the team of i2i

The complete status of loan application and disbursal

 

Apply for a personal loan now