Apply for personal, business, gold, and home loans and get instant loan approval
IIFL Finance is the one-stop-solution for all your financial needs. Whether you seek Gold Loan, Personal loan, Business loan, and Home loan, the hassle-free process from application to the amount transfer makes it one of the most preferred choices. Plus, we also cater to your insurance and investment needs.
Why choose IIFL Finance?
Trusted and reputed Brand name
Simple paperless application process
Affordable interest rates
Caters to multiple requirements
Flexible repayment options
Quicker approval and disbursal
Minimal documentation required
Products offered by IIFL Loans app:
Gold Loan
IIFL’s loan app offers instant loans against the value of your gold with minimal effort. Through this app, you can easily make appointments from the comfort of your own home or you can visit your nearest branch to pledge your gold.
Why choose IIFL Gold loan?
Easy application process
Zero hidden cost
Low interest rates
Quick disbursal
Offers unique and comprehensive gold loans
Business Loan
Whether you are an entrepreneur or an established businessperson, applying for a business loan has never been this easy. IIFL loans app ensures the entire process is digital, lightning-fast and with minimum paperwork
Why choose IIFL Business loan?
Loans for businesses of any size
Entirely digital and paperless process
No collateral needed
Offers affordable and attractive interest rates
MSME business loans can help you invest in vital infrastructure, machinery, plants, operations, advertising, marketing etc.
Personal Loan
Wedding, vacation, home renovation, car makeover – you may have multiple items in your bucket-list. With minimal documentation, the app can let you avail loans up to 5 lakhs
Why choose IIFL Personal loan?
Attractive and affordable interest rates
Offers better liquidity
Achieve your personal financial goals easily
Application is processed within minutes
Zero extensive documentation
Quick approval
Product Features for Personal Loan
1. Get loans ranging from INR 5,000 to INR 5,00,000.
2. 100% online loan application process - Only a few documents are to be uploaded on the application.
3. Disbursal within 24 hours.
4. Attractive APR ranging from 21% - 30% makes repayment easy.
5. Minimum Tenure is 3 months and Maximum Tenure is 42 months.
6. Processing Fee is 2% - 4% (Min ₹750 to be Charged] Additional Convenience Fee of ₹500 will be charged.
7. Get a higher loan on successful repayment.
The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.
Example
Loan Amount: ₹3,00,000
Tenure: 10 months (300 days)
Interest Charged: ₹ 1,426 (24% per annum)
Processing Fee: ₹600 (2% of Loan Amount - ₹600 + GST @18% - ₹108)
EMI Amount: ₹33,980
Loan amount is ₹3,00,000.
Total loan repayment amount is ₹3,33,980
Home Loan
IIFL Home Loans progressively works towards facilitating affordable home loans to first-time home buyers in the country.
Why choose IIFL Home Loan?
Quick loan approval in 30 minutes*
Loan starting from ₹ 2 lakh*
Easy balance transfer
T&C apply.
Secured Business Loan (Loan Against Property)
Setting up a small venture or need working capital to further your business, our Secured Business Loan/Loan Against Property is the best solution for you.
Why choose IIFL Secured Business Loan?
Maximum loan assistance
Flexible repayment
Jhatpat loan approval
Lower interest rates
T&C apply.
Any/ all loan product specifications and information that may be stated are subject to change from time to time. IIFL Finance Limited (including its associates & affiliates) ("IIFL") assumes no liability or responsibility for any errors or omissions in the content stated herein and under no circumstances shall IIFL be liable for any damage, loss, injury or disappointment suffered by any reader.
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